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Date: Wed, 22 Apr 2026 10:50:40 -0400
From: Vertical IQ <em@verticaliq.com>
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To: alvarochf@traceseis.com
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Subject: Industry Focus: Agriculture Trends Driving Client Conversations
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Rising costs, supply shifts, and what it means for your clients

202604_VIQ_Industry-Focus_EmailHeader (https://go.verticaliq.com/e3t/Ctc/OM=
+113/cgPyW04/VW0f425B455pW2tvkRw9gWP_fW54fY-N5N9p1KMSn_nY3prCCW7lCdLW6lZ3lg=
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0MC7jf5L2LFs04 )

TRACKING GROWTH AND RISK ACROSS SPECIFIC INDUSTRIES

Staying ahead of industry shifts is critical to having stronger, more relev=
ant conversations with your clients. In this month=E2=80=99s Industry Focus=
, we=E2=80=99re breaking down key trends shaping one of the most essential =
and volatile sectors of the economy.

Industry Focus

Agriculture

In this month=E2=80=99s update, Chief Economist Ingo Winzer examines the ag=
riculture sector. Rising food prices, higher input costs, and supply constr=
aints are reshaping the agriculture sector and impacting your clients. From=
 a 50-year low in cattle supply to increasing pressure on farm profitabilit=
y, the dynamics are shifting fast.

202604_VIQ_IndustryFocus_YouTube (https://go.verticaliq.com/e3t/Ctc/OM+113/=
cgPyW04/VW0f425B455pW2tvkRw9gWP_fW54fY-N5N9p1KMSn_nY3prCCW7lCdLW6lZ3lgW7rMV=
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y6sCl3HLMjxW6-bN8m62NsJsW4PcpNt7h4wHWW3Cnl6W4knCF8VjzWRZ34Htt5W3jv4L-50MC7j=
f5L2LFs04 )

Watch the Video
(https://go.verticaliq.com/e3t/Ctc/OM+113/cgPyW04/VW0f425B455pW2tvkRw9gWP_f=
W54fY-N5N9p1KMSn_nY3prCCW7lCdLW6lZ3lgW7rMVk32CGjs4W1dHs2H4BqdH5F6_T142PJDCW=
5vQK5l4Bhy5KW6zgNqG81FKBwW360FNk3KGrTXW8y45015-MgpMW1v3MZM8PSZBbN3bkYV5lTBs=
bW94MQrG7NXKsMVQkF9D7Zv0drW389WM26NvrPcW2S3BkN6-CVzFW8SG1Pp8z4bm1N3c_M7C_bR=
hDW5QRkpl4SfRKSW2pBdQM5_LWG5VS96V44Cs3d-W8y6sCl3HLMjxW6-bN8m62NsJsW4PcpNt7h=
4wHWW3Cnl6W4knCF8VjzWRZ34Htt5W3jv4L-50MC7jf5L2LFs04 )

Why it matters:

Shifts in agriculture, from rising costs to changing consumer demand, direc=
tly impact your clients=E2=80=99 profitability and long-term planning. Stay=
ing informed helps you provide more relevant guidance, uncover new opportun=
ities, and strengthen client relationships.

Real-time Market Insights to Drive Smarter Business Decisions

VIQ - eBook Cover (1) (https://go.verticaliq.com/e3t/Ctc/OM+113/cgPyW04/VW0=
f425B455pW2tvkRw9gWP_fW54fY-N5N9p1KMSn_pR3prCCW95jsWP6lZ3p0W1hPWV42NMWcjW19=
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FKnW04 )

Looking to turn insights into stronger client relationships? Download (http=
s://go.verticaliq.com/e3t/Ctc/OM+113/cgPyW04/VW0f425B455pW2tvkRw9gWP_fW54fY=
-N5N9p1KMSn_pR3prCCW95jsWP6lZ3p0W1hPWV42NMWcjW19x4Ks1xMpyLW16q0q77wP3sQW5Hr=
hrk5cJ227W8T_DCY49llW5W1BLkHx32JClNW7xrscg4-lqp9W19Qcp43LpKltW6r--141qLZzPW=
7f7dSN2Vf0gsW6QFQnD82wbBvW8kMjwf38sDjwW1wWZL95VkZ78W7lYTyJ6WMY83VyD9Ps4NblP=
5W2l6F6r4RzDFcW2Wz0Ld88F4c0W6YNkpR8gHCRPW2Zw38M6256pRW8wSNPy3Ggp7bW3tp5kZ7N=
88jJW4BR3PS1g_q1MVYWMpn4LphkCW9dFbQd7hHmG9W4rxjs542B2bqW7NBSN-2yJKwsW2r8jv7=
81BhrjW2q6lrf83-dYTW1FR0gK44DFfFW4cbg066ddf_Cf6_FKnW04 ) The Ultimate Guide=
 for Winning Clients and Delivering Value to learn how to use Industry Inte=
lligence to stand out and continuously engage your clients.

DOWNLOAD HERE
(https://go.verticaliq.com/e3t/Ctc/OM+113/cgPyW04/VW0f425B455pW2tvkRw9gWP_f=
W54fY-N5N9p1KMSn_pR3prCCW95jsWP6lZ3p0W1hPWV42NMWcjW19x4Ks1xMpyLW16q0q77wP3s=
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r8jv781BhrjW2q6lrf83-dYTW1FR0gK44DFfFW4cbg066ddf_Cf6_FKnW04 )

Thanks for Reading!

If you'd like ideas for applying Industry Intelligence in lending or client=
 conversations, just reply; we=E2=80=99re happy to help.

REQUEST A DEMO
(https://go.verticaliq.com/e3t/Ctc/OM+113/cgPyW04/VW0f425B455pW2tvkRw9gWP_f=
W54fY-N5N9p1KMSn_nY3prCCW7lCdLW6lZ3pcW1DkxQ93T1jYHW8-SRW-6mCtntW5xB7l83_-8D=
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mc2GH353W7xRTqr1dtmVbW1pFXZh7ty53WVmw5WN5_qB7pf6Tmx0M04 )

Vertical IQ | 601 St. Mary's Street | Raleigh, NC,27605 | 919-787-4600

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=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:=
break-word; padding:0px 30px"><div id=3D"hs_cos_wrapper_module-2-0-0" class=
=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=
=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-=
general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wrapp=
er_module-2-0-0_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrap=
per_type_rich_text" style=3D"color: inherit; font-size: inherit; line-heigh=
t: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_t=
ext"><p style=3D"line-height:175%; margin-bottom:10px">Staying ahead of ind=
ustry shifts is critical to having stronger, more relevant conversations wi=
th your clients. <span style=3D"font-weight: bold;">In this month=E2=80=99s=
 Industry Focus</span>, we=E2=80=99re breaking down key trends shaping one =
of the most essential and volatile sectors of the economy.</p></div></div><=
/td></tr></tbody></table>
</div>
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    <!--[if (mso)|(IE)]></tr></table><![endif]-->
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adding-right:10px">
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      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#ffffff" bgcolor=3D"#ffffff">
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    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
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=3D"0" style=3D"width:600px">
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    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:=
break-word; padding:2px 20px"><div id=3D"hs_cos_wrapper_module-3-0-0" class=
=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=
=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-=
general-type=3D"widget" data-hs-cos-type=3D"module"><table role=3D"none" bo=
rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"vertical-align:top"=
 width=3D"100%">
  <tbody><tr>
    <td align=3D"center" style=3D"font-family:Tahoma, sans-serif; color:#30=
3133; font-size:0; word-break:break-word">
      <p style=3D"font-size:1px;border-top:1px solid #FFFFFF;width:50%;marg=
in:0 auto;"></p>
      <!--[if mso]>
        <table role=3D"none" align=3D"center" border=3D"0" cellpadding=3D"0=
" cellspacing=3D"0" style=3D"font-size:1px;border-top:1px solid #FFFFFF;wid=
th:280px;">
          <tr>
            <td style=3D"height:0;line-height:0">&nbsp;</td>
          </tr>
        </table>
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  <div id=3D"section-4" class=3D"hse-section" style=3D"padding-left:10px; p=
adding-right:10px">
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      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#fafafa; padding-top:20px" bgcolo=
r=3D"#fafafa">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#fafafa">
      <tr style=3D"background-color:#fafafa;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:600px;padding-top:20px;">
<![endif]-->
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  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:600px">
<![endif]-->
<div id=3D"column-4-0" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:=
break-word; padding:10px 30px"><div id=3D"hs_cos_wrapper_module-4-0-0" clas=
s=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=
=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-=
general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wrapp=
er_module-4-0-0_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrap=
per_type_rich_text" style=3D"color: inherit; font-size: inherit; line-heigh=
t: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_t=
ext"><h1 style=3D"margin:0; line-height:175%; font-size:24px; color:#1c6baf=
"><span style=3D"font-family: Verdana, sans-serif;">Industry Focus</span></=
h1></div></div></td></tr></tbody></table>
</div>
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<!--[if (mso)|(IE)]></td><![endif]-->
    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
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  </div>
  <div id=3D"section-5" class=3D"hse-section" style=3D"padding-left:10px; p=
adding-right:10px">
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   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#fafafa" bgcolor=3D"#fafafa">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#fafafa">
      <tr style=3D"background-color:#fafafa;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:350px;">
<![endif]-->
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  <table role=3D"presentation" width=3D"350" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:350px">
<![endif]-->
<div id=3D"column-5-0" class=3D"hse-column hse-size-7">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:=
break-word; padding:10px 30px"><div id=3D"hs_cos_wrapper_module-5-0-0" clas=
s=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=
=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-=
general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"hs_cos_wrapp=
er_module-5-0-0_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrap=
per_type_rich_text" style=3D"color: inherit; font-size: inherit; line-heigh=
t: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"rich_t=
ext"><h2 style=3D"margin:0; line-height:175%; font-size:18px; color:#4b853d=
">Agriculture</h2>
<p style=3D"line-height:175%">In this month=E2=80=99s update, Chief Economi=
st <span style=3D"font-weight: bold;">Ingo Winzer</span> examines the <span=
 style=3D"font-weight: bold;">agriculture sector</span>. <span style=3D"fon=
t-weight: bold;">Rising food prices, higher input costs, and supply constra=
ints</span> are reshaping the agriculture sector and impacting your clients=
. From a <span style=3D"font-weight: bold;">50-year low in cattle supply</s=
pan> to increasing pressure on farm profitability, the dynamics are shiftin=
g fast.</p></div></div></td></tr></tbody></table>
</div>
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=3D"0" style=3D"width:250px">
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<div id=3D"column_1768593848325_0" class=3D"hse-column hse-size-5">
  <div id=3D"hs_cos_wrapper_module_17685937925804" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; =
font-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widg=
et" data-hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" role=3D"=
presentation" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
  <tbody>
    <tr>
      <td class=3D"hs_padded" align=3D"center" valign=3D"top" style=3D"font=
-family:Tahoma, sans-serif; color:#303133; word-break:break-word; text-alig=
n:center; padding:20px 30px 0px 0px; font-size:0px">
        <a href=3D"https://go.verticaliq.com/e3t/Ctc/OM+113/cgPyW04/VW0f425=
B455pW2tvkRw9gWP_fW54fY-N5N9p1KMSn_nY3qgz0W7lCdLW6lZ3p3W6F6LtR8qVYV-W3W9skc=
4dF23xW6C68sV6Q0JLNW3ncVpK3PPhdFW1Y4XNL2tpn7vW4Rr5Kf5rbVRPVFD5_m7Nm6ZwVcPPm=
M7ktXjTW2Jzmn33rSnnfW2Y6-7R8G_zlrW4y0h-_9g_26SW7QblTf8R3798W7PHfVk45Ttl5W10=
vsxg6_FfGZW8MQdhr1ccVbVW3w-Yk17VHsG_N913Z6V1R50yW558fCh8c2NW5V_VPr95kmWWZN2=
2pygJWqr4tW1JJ28s5qdy4nVDctkd3xZnqHW59vFXr6jP6KfW7pBXlx51s-qBf3jQ7mv04" tar=
get=3D"_blank" style=3D"color:#00a4bd" data-hs-link-id=3D"1" data-hs-link-i=
d-v2=3D"5J29jXq0">
        <img alt=3D"202604_VIQ_IndustryFocus_YouTube" src=3D"https://go.ver=
ticaliq.com/hs-fs/hubfs/202604_VIQ_IndustryFocus_YouTube.jpg?width=3D440&am=
p;upscale=3Dtrue&amp;name=3D202604_VIQ_IndustryFocus_YouTube.jpg" style=3D"=
outline:none; text-decoration:none; border:none; max-width:100%; font-size:=
16px" width=3D"220" align=3D"middle">
        </a>
      </td>
    </tr>
  </tbody>
</table></div>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D"fo=
nt-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:bre=
ak-word; padding:20px 28px 0px 0px"><div id=3D"hs_cos_wrapper_module_176859=
32997823" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type=
_module" style=3D"color: inherit; font-size: inherit; line-height: inherit;=
" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table al=
ign=3D"center" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"pre=
sentation" style=3D"border-collapse:separate!important">
    <tbody><tr>
      <td align=3D"center" valign=3D"middle" bgcolor=3D"#abc440" style=3D"f=
ont-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:br=
eak-word; border-radius:25px; cursor:auto; background-color:#abc440; mso-pa=
dding-alt:10px 46px">
        <a href=3D"https://go.verticaliq.com/e3t/Ctc/OM+113/cgPyW04/VW0f425=
B455pW2tvkRw9gWP_fW54fY-N5N9p1KMSn_nY3qgz0W7lCdLW6lZ3mDW2Bkhw03LvFvfW1dr6m6=
895RC_W8_QYBh6c2HR1W4nQQ317hXcffVYrfPM1dbC02W6_JzxZ2Bt4BYW5JXydt7WF0-ZW3PJ1=
FR3W_n9fW72d72k74NPy4W8RZcFt5bpbmrW2CLNHL30nvRvN2CDL0Gg6j27W5sW6Db57zxwxW7_=
xP-d3Krs2GW21f4L78l5HBBW6n4pmy9ks_BlW4fgz6l292Fs_W96LyJG6_54CFW7l2mbC23mTwY=
W4jJ3v83mdrc3W1B1NRF5Kpvh3W6DdRGM6W19kSW8BMzNR4l_pf9W7My_6l4x6w5_f3hMkjR04"=
 target=3D"_blank" style=3D"color:#00a4bd; font-size:14px; font-family:Verd=
ana, sans-serif; Margin:0; text-transform:none; text-decoration:none; paddi=
ng:10px 46px; display:block" data-hs-link-id=3D"2" data-hs-link-id-v2=3D"94=
yGT9Bt">
          <strong style=3D"color:#ffffff;font-weight:bold;text-decoration:n=
one;font-style:normal;">Watch the Video</strong>
        </a>
      </td>
    </tr>
  </tbody></table></div></td></tr></tbody></table>
</div>
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    </div>
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  </div>
  <div id=3D"section_1768593834679" class=3D"hse-section" style=3D"padding-=
left:10px; padding-right:10px">
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      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#fafafa" bgcolor=3D"#fafafa">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#fafafa">
      <tr style=3D"background-color:#fafafa;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:600px;">
<![endif]-->
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  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:600px">
<![endif]-->
<div id=3D"column_1768593834679_0" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:=
break-word; padding:10px 40px 20px 30px"><div id=3D"hs_cos_wrapper_module_1=
7685938346657" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper=
_type_module" style=3D"color: inherit; font-size: inherit; line-height: inh=
erit;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div=
 style=3D"border: 1px solid #ccc9be; border-radius: 20px; background-color:=
 #fff; padding: 12px 24px;">
  <h3 style=3D"font-size:17px; margin:0; line-height:175%; margin-bottom:0;=
 color:#4c843d"><div id=3D"hs_cos_wrapper_module_17685938346657_" class=3D"=
hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_inline_text" style=
=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-=
general-type=3D"widget" data-hs-cos-type=3D"inline_text" data-hs-cos-field=
=3D"box_heading">Why it matters:</div></h3>
  <div id=3D"hs_cos_wrapper_module_17685938346657_" class=3D"hs_cos_wrapper=
 hs_cos_wrapper_widget hs_cos_wrapper_type_inline_rich_text" style=3D"color=
: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-general-t=
ype=3D"widget" data-hs-cos-type=3D"inline_rich_text" data-hs-cos-field=3D"b=
ox_body"><p style=3D"line-height:175%">Shifts in agriculture, from rising c=
osts to changing consumer demand, directly impact your clients=E2=80=99 pro=
fitability and long-term planning. Staying informed helps you provide more =
relevant guidance, uncover new opportunities, and strengthen client relatio=
nships.</p></div>
</div></div></td></tr></tbody></table>
</div>
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left:10px; padding-right:10px">
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      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#4c843d; padding-top:20px" bgcolo=
r=3D"#4c843d">
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    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#4c843d">
      <tr style=3D"background-color:#4c843d;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
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<![endif]-->
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  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:600px">
<![endif]-->
<div id=3D"column_1768595468617_0" class=3D"hse-column hse-size-12">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:=
break-word; padding:10px 20px 10px 30px"><div id=3D"hs_cos_wrapper_module-1=
1-1-0" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_mo=
dule" style=3D"color: inherit; font-size: inherit; line-height: inherit;" d=
ata-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"w=
ell">
               =20
                <div class=3D"plain large">
                    <p style=3D"font-size: 20px; line-height: 125%; font-we=
ight: bold;"><span style=3D"color: #ffffff;">Real-time Market Insights to D=
rive Smarter Business Decisions</span></p>
                </div>
            </div></div></td></tr></tbody></table>
</div>
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    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
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  </div>
  <div id=3D"section-11" class=3D"hse-section" style=3D"padding-left:10px; =
padding-right:10px">
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      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#4c843d; padding-bottom:10px" bgc=
olor=3D"#4c843d">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#4c843d">
      <tr style=3D"background-color:#4c843d;">
    <![endif]-->
    <!--[if (mso)|(IE)]>
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<![endif]-->
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=3D"0" style=3D"width:300px">
<![endif]-->
<div id=3D"column-11-0" class=3D"hse-column hse-size-6">
  <div id=3D"hs_cos_wrapper_module-11-0-0" class=3D"hs_cos_wrapper hs_cos_w=
rapper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; font-siz=
e: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" data=
-hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" role=3D"presenta=
tion" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
  <tbody>
    <tr>
      <td class=3D"hs_padded" align=3D"center" valign=3D"top" style=3D"font=
-family:Tahoma, sans-serif; color:#303133; word-break:break-word; text-alig=
n:center; padding:0px 20px; font-size:0px">
        <a href=3D"https://go.verticaliq.com/e3t/Ctc/OM+113/cgPyW04/VW0f425=
B455pW2tvkRw9gWP_fW54fY-N5N9p1KMSn_pR3qgz0W95jsWP6lZ3ljW3Kpsmg6BRVb-W9hg5pj=
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 target=3D"_blank" style=3D"color:#00a4bd" data-hs-link-id=3D"0" data-hs-li=
nk-id-v2=3D"D9LcGnK6">
        <img alt=3D"VIQ - eBook Cover (1)" src=3D"https://go.verticaliq.com=
/hs-fs/hubfs/VIQ%20-%20eBook%20Cover%20(1).png?width=3D520&amp;upscale=3Dtr=
ue&amp;name=3DVIQ%20-%20eBook%20Cover%20(1).png" style=3D"outline:none; tex=
t-decoration:none; border:none; max-width:100%; font-size:16px" width=3D"26=
0" align=3D"middle">
        </a>
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  </tbody>
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<!--[if gte mso 9]></table><![endif]-->
<!--[if (mso)|(IE)]></td><![endif]-->
<!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:300px;padding-bottom:10px;">
<![endif]-->
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  <table role=3D"presentation" width=3D"300" cellpadding=3D"0" cellspacing=
=3D"0" style=3D"width:300px">
<![endif]-->
<div id=3D"column-11-1" class=3D"hse-column hse-size-6">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:=
break-word; padding:10px 30px 10px 20px"><div id=3D"hs_cos_wrapper_module-1=
1-1-1" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_mo=
dule" style=3D"color: inherit; font-size: inherit; line-height: inherit;" d=
ata-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"h=
s_cos_wrapper_module-11-1-1_" class=3D"hs_cos_wrapper hs_cos_wrapper_widget=
 hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-size: inherit=
; line-height: inherit;" data-hs-cos-general-type=3D"widget" data-hs-cos-ty=
pe=3D"rich_text"><p style=3D"line-height:175%"><span style=3D"color: #fffff=
f;">Looking to turn insights into stronger client relationships? <a href=3D=
"https://go.verticaliq.com/e3t/Ctc/OM+113/cgPyW04/VW0f425B455pW2tvkRw9gWP_f=
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5N2ZC-HKBYKfCW2tbcML1ZPFKNW3Jr4yh6grrhcW1-PrHQ7-3PvlW48bhcR8SqTGwW2frNVZ2VK=
R8fW8M0z3J3G4sbkW8Y-rBL8Nxvb9W8F_xQl2tGy8fW7r4CDP1w2CyFW7wwkRm2XH2J2W3kQVPG=
36fktXW5jjWpg12stNNW1wNvRb5wfm4vW6sVwh25p329sN1ZQBfSdBd29W91SpsR7t12knW8pYd=
-C3hrGVhN5--MwCxBmTWW8wMjQJ1kVMN1W4mwpLL6C0SvXN8gQv7rQ-MM3W3Z9F2V1pzCM9Vp8R=
kM1THkdYW4cTqH15l7b01MY8q-bjHJ0nVcfQ1V8-4_3_f72NP-804" style=3D"color:#ffff=
ff" rel=3D"noopener" data-hs-link-id=3D"1" data-hs-link-id-v2=3D"w593Qf4x" =
target=3D"_blank">Download</a> <span style=3D"font-weight: bold;">The Ultim=
ate Guide for Winning Clients and Delivering Value</span> to learn how to u=
se Industry Intelligence to stand out and continuously engage your clients.=
</span></p></div></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D"fo=
nt-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:bre=
ak-word; padding:10px 20px"><div id=3D"hs_cos_wrapper_module-11-1-2" class=
=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=
=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-=
general-type=3D"widget" data-hs-cos-type=3D"module"><table align=3D"left" b=
order=3D"0" cellpadding=3D"0" cellspacing=3D"0" role=3D"presentation" style=
=3D"border-collapse:separate!important">
    <tbody><tr>
      <td align=3D"center" valign=3D"middle" bgcolor=3D"#eab848" style=3D"f=
ont-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:br=
eak-word; border-radius:25px; cursor:auto; background-color:#eab848; mso-pa=
dding-alt:12px 18px">
        <a href=3D"https://go.verticaliq.com/e3t/Ctc/OM+113/cgPyW04/VW0f425=
B455pW2tvkRw9gWP_fW54fY-N5N9p1KMSn_pR3qgz0W95jsWP6lZ3kSW55HbFF83zJz7W35YhDW=
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DWh3kHQwgW5VC9xy6LgqvGW4fBNfr6v5KBmN2vZN3pMnzl-W3vWmHW5dWrVCW44W8Qb83hmwHW3=
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 target=3D"_blank" style=3D"color:#00a4bd; font-size:14px; font-family:Verd=
ana, sans-serif; Margin:0; text-transform:none; text-decoration:none; paddi=
ng:12px 18px; display:block" data-hs-link-id=3D"2" data-hs-link-id-v2=3D"F5=
uHep9G">
          <strong style=3D"color:#ffffff;font-weight:bold;text-decoration:n=
one;font-style:normal;">DOWNLOAD HERE</strong>
        </a>
      </td>
    </tr>
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    <!--[if (mso)|(IE)]></tr></table><![endif]-->
    </div>
  =20
  </div>
  <div id=3D"section-15" class=3D"hse-section" style=3D"padding-left:10px; =
padding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#ffffff" bgcolor=3D"#ffffff">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#ffffff">
      <tr style=3D"background-color:#ffffff;">
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    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:600px;">
<![endif]-->
<!--[if gte mso 9]>
  <table role=3D"presentation" width=3D"600" cellpadding=3D"0" cellspacing=
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<div id=3D"column-15-0" class=3D"hse-column hse-size-12">
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rder=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"vertical-align:top"=
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    <td align=3D"center" style=3D"font-family:Tahoma, sans-serif; color:#30=
3133; font-size:0; word-break:break-word">
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" cellspacing=3D"0" style=3D"font-size:1px;border-top:1px solid #FFFFFF;wid=
th:280px;">
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            <td style=3D"height:0;line-height:0">&nbsp;</td>
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  =20
  </div>
  <div id=3D"section-16" class=3D"hse-section" style=3D"padding-left:10px; =
padding-right:10px">
   =20
   =20
      <div class=3D"hse-column-container" style=3D"min-width:280px; max-wid=
th:600px; margin:0 auto; background-color:#196bb0; padding-bottom:20px; pad=
ding-top:40px" bgcolor=3D"#196bb0">
   =20
    <!--[if (mso)|(IE)]>
      <table align=3D"center" style=3D"width:600px;" cellpadding=3D"0" cell=
spacing=3D"0" role=3D"presentation" width=3D"600" bgcolor=3D"#196bb0">
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    <!--[if (mso)|(IE)]>
  <td valign=3D"top" style=3D"width:350px;padding-bottom:20px; padding-top:=
40px;">
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<!--[if gte mso 9]>
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=3D"0" style=3D"width:350px">
<![endif]-->
<div id=3D"column-16-0" class=3D"hse-column hse-size-7">
    <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D=
"font-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:=
break-word; padding:0px 20px 10px 40px"><div id=3D"hs_cos_wrapper_module-16=
-0-0" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_mod=
ule" style=3D"color: inherit; font-size: inherit; line-height: inherit;" da=
ta-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=3D"we=
ll">
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                <div class=3D"default large">
                    <p style=3D"font-size: 24px; line-height: 125%; font-we=
ight: bold; text-align: left;"><span style=3D"color: #ffffff; font-family: =
Verdana, sans-serif;">Thanks for Reading!</span></p>
                </div>
            </div></div></td></tr></tbody></table>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D"fo=
nt-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:bre=
ak-word; padding:10px 30px 10px 40px"><div id=3D"hs_cos_wrapper_module_1768=
9372408057" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_ty=
pe_module" style=3D"color: inherit; font-size: inherit; line-height: inheri=
t;" data-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><div id=
=3D"hs_cos_wrapper_module_17689372408057_" class=3D"hs_cos_wrapper hs_cos_w=
rapper_widget hs_cos_wrapper_type_rich_text" style=3D"color: inherit; font-=
size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widget" d=
ata-hs-cos-type=3D"rich_text"><p style=3D"line-height:175%"><span style=3D"=
color: #ffffff;">If you'd like ideas for applying Industry Intelligence in =
lending or client conversations, just reply; we=E2=80=99re happy to help.</=
span></p></div></div></td></tr></tbody></table>
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40px;">
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font-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widg=
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presentation" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
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serif; color:#303133; word-break:break-word; text-align:right; padding:10px=
 0px; font-size:0px">
        <img alt=3D"Morse_Code_Horizontal_Yellow-Green-3-lines" src=3D"http=
s://go.verticaliq.com/hs-fs/hubfs/Morse_Code_Horizontal_Yellow-Green-3-line=
s.png?width=3D500&amp;upscale=3Dtrue&amp;name=3DMorse_Code_Horizontal_Yello=
w-Green-3-lines.png" style=3D"outline:none; text-decoration:none; max-width=
:100%; font-size:16px" width=3D"250" align=3D"middle">
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</table></div>
  <table role=3D"presentation" cellpadding=3D"0" cellspacing=3D"0" width=3D=
"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D"fo=
nt-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:bre=
ak-word; padding:30px 10px"><div id=3D"hs_cos_wrapper_module-16-0-1" class=
=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=
=3D"color: inherit; font-size: inherit; line-height: inherit;" data-hs-cos-=
general-type=3D"widget" data-hs-cos-type=3D"module"><table align=3D"center"=
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le=3D"border-collapse:separate!important">
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      <td align=3D"center" valign=3D"middle" bgcolor=3D"#abc440" style=3D"f=
ont-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:br=
eak-word; border-radius:25px; cursor:auto; background-color:#abc440; mso-pa=
dding-alt:12px 18px">
        <a href=3D"https://go.verticaliq.com/e3t/Ctc/OM+113/cgPyW04/VW0f425=
B455pW2tvkRw9gWP_fW54fY-N5N9p1KMSn_nY3qgz0W7lCdLW6lZ3kPW1zF_RZ2tRPJkVK9_136=
KdvJRW9g_RX-6nd9RwW1HGJvw8C_PNBW3wk4k32trH-DW67m1mP6gYHm9W4DYfst7n-qYQW6qWZ=
g88kJ4W0VvV57j51xDwwW8jhdhm19pv3KW1fNscm5kKPr3W5HSwqp6Lfr9lW8d2N1729G1pXW92=
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W6vQzyh49_6M6W6Wjl633Cwtk_W26TLSy75LyRXW6j20yx1hY5KzW4qXC4y474Nq1f2HnPT404"=
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ana, sans-serif; Margin:0; text-transform:none; text-decoration:none; paddi=
ng:12px 18px; display:block" data-hs-link-id=3D"0" data-hs-link-id-v2=3D"1x=
bCPm6G">
          <strong style=3D"color:#ffffff;font-weight:bold;text-decoration:n=
one;font-style:normal;">REQUEST A DEMO</strong>
        </a>
      </td>
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  <div id=3D"hs_cos_wrapper_module_17689365667095" class=3D"hs_cos_wrapper =
hs_cos_wrapper_widget hs_cos_wrapper_type_module" style=3D"color: inherit; =
font-size: inherit; line-height: inherit;" data-hs-cos-general-type=3D"widg=
et" data-hs-cos-type=3D"module"><table class=3D"hse-image-wrapper" role=3D"=
presentation" width=3D"100%" cellpadding=3D"0" cellspacing=3D"0">
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-family:Tahoma, sans-serif; color:#303133; word-break:break-word; text-alig=
n:center; padding:15px 20px 3px; font-size:0px">
        <img alt=3D"VIQ-Favicon" src=3D"https://go.verticaliq.com/hs-fs/hub=
fs/VIQ-Favicon.png?width=3D64&amp;upscale=3Dtrue&amp;name=3DVIQ-Favicon.png=
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"100%" class=3D"" style=3D""><tbody><tr><td class=3D"hs_padded" style=3D"fo=
nt-family:Tahoma, sans-serif; font-size:15px; color:#303133; word-break:bre=
ak-word; padding:0px 20px 10px"><div id=3D"hs_cos_wrapper_module_1769201786=
1601" class=3D"hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_mod=
ule" style=3D"color: inherit; font-size: inherit; line-height: inherit;" da=
ta-hs-cos-general-type=3D"widget" data-hs-cos-type=3D"module"><table role=
=3D"presentation" class=3D"hse-footer hse-secondary" width=3D"100%" cellpad=
ding=3D"0" cellspacing=3D"0" style=3D"font-family:Arial, sans-serif; font-s=
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      <td align=3D"center" valign=3D"top" style=3D"font-family:Tahoma, sans=
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nter; margin-bottom:0; line-height:135%; padding:10px 20px">
          <p style=3D"line-height: 100%;"><span style=3D"font-size: 10px;">=
Vertical IQ<span style=3D"font-size: 11px;"> | 601 St. Mary's Street | Rale=
igh, NC,27605 | 919-787-4600</span></span></p>
<p style=3D"line-height: 100%;"><span style=3D"font-size: 11px;"><a href=3D=
"https://go.verticaliq.com/hs/preferences-center/en/direct?data=3DW2nXS-N30=
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